Attorneys Answer: When do you need to hire a car accident lawyer?
We asked 13 attorneys to answer a clients question: "When
do I need to hire a car accident lawyer?"
If you have been involved in a car accident resulting in damage
to your vehicle or physical injuries, your next step is most
likely to file a claim with your insurance company. Since we live
in a no-fault state, this claim will be not only to repair the
damage to your vehicle, but also to implement your
PIP insurance in order to treat your injuries. If the
situation is serious, you will also need to file a claim with the
other driver's insurance (if they were at fault) in order to pay
for the medical bills and lost wages that exceed PIP's $10,000
maximum. This process is fairly routine and most people driving
in Florida understand how it works.
Once you've filed a claim, it will be up to the insurance
company to pay out that claim; they may also only pay some of
the claim or
deny the
claim completely. It is at this point that hiring a
personal injury attorney will begin to cross your mind. It can
become complicated when filing multiple claims with different
insurance companies, facilitating treatment and repairs, and
ensuring that you're getting the compensation you deserve.
If your injuries are minor, then you may continue to try to
handle the case yourself. If your injuries are more serious,
then you will probably begin to wonder about the hiring process
of a personal injury attorney.
We went out and asked 13 different attorney a simple, yet
extremely important question: "When should someone hire a car
accident attorney?" Read their answers below.
When do you Need to Hire a Car Accident Lawyer?
Individuals who are involved in a motor vehicle accident should
hire an attorney as soon as possible. Car accidents have the
potential to leave victims with serious injuries and tremendous
damage to their property. Florida law allows people to recover
financial compensation for these and other types of losses, but
only if they are able to establish that their accident was
caused by someone else's legal negligence. Two of the most
important reasons that car accident victims should retain an
attorney immediately include:
• Sometimes, establishing negligence can be difficult - When
liability after a car accident is contested, investigation may
become necessary to establish negligence. A car accident lawyer
will know where and how to look for evidence that supports your
case.
• You may inadvertently admit fault - Insurance companies are
in the business of making money
and train their adjusters to minimize the amount they pay out,
even on completely valid claims.
In some cases, an insurance company may try and obtain a
statement from you or ask certain questions hoping that you
inadvertently admit full or partial liability for an accident,
which could have a significant impact on your ability to
recover. When you retain an attorney, he or she will deal
with the insurance company on your behalf and make sure you
receive the compensation to which you are entitled.
After sustaining seemingly minor injuries in a car accident in
Florida, many drivers believe they don't need a lawyer. This
line of thinking can be a dangerous and costly
mistake-oftentimes, car accident injuries don't appear for
weeks or even months after the initial accident.If you've been
in a car accident due to another driver's negligence, it's
highly advisable to consult with an auto accident attorney as
soon as possible, even if you think that you're totally fine. A
car accident lawyer can help you understand your options, and
assist you in obtaining fair compensation for any medical and
rehabilitation costs that may arise in the future, as well as
repair fees, lost wages, and overall pain and suffering.
Florida's no-fault laws can make it difficult to secure
adequate compensation, but an attorney can help you push for
the settlement you need to ensure your long-term recovery.
After enduring a traumatic car crash, many Florida accident
victims are too shaken to even think about hiring an attorney.
But hiring a car accident lawyer is essential after sustaining
even a seemingly minor injury in an auto accident if you want
to protect your right to fair compensation.Navigating Florida's
no-fault insurance system and accident laws can be complex, and
a seasoned attorney can help you understand your options,
pursue your claim, and defend you against unfair settlement
offers from insurance companies.It's important to remember that
insurance companies are first and foremost a business, so
insurers will often try to pay the minimum amount of
compensation possible to secure maximum profit for their
company. Frequently, their settlement will not be enough to
cover the cost of medical treatment and basic repairs.
An auto accident attorney can fight vigorously on your behalf,
ensuring that you receive adequate compensation not only for
medical and repair costs, but also for lost wages and overall
pain and suffering.
You need to consult with an auto accident attorney immediately.
The only thing that takes priority is visiting your doctor or
hospital because prompt medical treatment is also essential.The
good news is that you are never obligated to hire an accident
attorney. But you can still benefit from hearing a thorough
explanation regarding how a personal injury attorney might help
you recover more money.
There are numerous critical problems with waiting to call a
lawyer, including the destruction or disappearance of needed
evidence or witnesses. Also, accident victims without lawyers
usually do not deal with medical providers in the best way, nor
visit all medical providers that they need quickly enough. Good
lawyers will spend the time to educate their clients regarding
how to navigate their medical situation, which is essential
because medical records are probably the most important
evidence presented during any accident lawsuit.
Additionally, accident victims without lawyers often make big
mistakes when talking with insurance adjusters. Insurance
adjusters pretend that they want to help, while trying to
convince the injured victims to take often far less than they
deserve after any car, truck, motorcycle, pedestrian, or
bicycle accident. Make no mistake: the insurance company only
cares about paying you as little as they can. So adjusters
often do not mention legally available damages when an injured
victim contacts them without an attorney. For example, the
adjuster may not explain that you are entitled to future
medical expenses, pain and suffering damages, as well as any
lost wages.
Potential clients should also make sure they are not dealing
with a settlement mill law firm, where case managers or
paralegals dealing with hundreds of cases each have little
incentive to help individual clients maximize their recovery.
There is no exact science as to when you should and when you
should not hire a lawyer to represent you in your car accident
case. As a general rule, if at any time you do not feel
comfortable handling your claim on your own, for any reason,
you should consult with and hire a car accident lawyer. Beyond
that there are no hard and fast rules. We have come up with a
few of our own that we advise potential clients on to help them
make a decision whether to hire us or not. Below are a few of
those.If you were not injured in the accident and therefore
only have a property damage claim, you likely do not need to
hire a lawyer. This is because insurance companies typically do
not play games with the value of the property damage.
If you were injured in the accident then it is more likely that
you will want to hire a car accident lawyer. Still there may be
instances where you can handle the claim on your own. For
example, if you have relatively minor injuries that do not
require or did not require more than a few weeks of
conservative treatment (i.e. no surgery etc.), then you may be
able to handle that claim on your own. Much like the property
damage claim, insurance companies tend not to play games with
the value of minor injury claims. We typically tell potential
clients that if your medical expenses are less than $10,000.00
then it is something you may be able to settle on your own
without the need for a lawyer's help.
If you were severely injured and/or your treatment has lasted
well beyond just a couple of weeks, it is probably time to hire
a lawyer. As your claim increases in value, so does the chances
that the insurance company is going to dig in and fight to
minimize your claim as much as possible. So if you have bills
over $10,000.00 or found out you have a major injury like a
herniated disc or broken bone, it is probably time to hire a
lawyer.
In conclusion, remember the first rule that if at any point in
the claims process, regardless of your injuries or the amount
of your medical expenses, you feel uncomfortable handling your
claim on your own, it is time to seek legal representation.
The world we live in has evolved into a technology based
creature with evidence which may be favorable to both the
prosecution and defense of your claim being collected all
around you. Likewise the answer to question has also evolved
over the past decades. We live in a world of street cameras,
cell phones and event recorders located within our vehicles. If
you are involved in a car accident it is likely that the
electronic evidence contained on one or more of these devices
may become a factor in your claim.Immediately following the car
accident it is likely that police will be called to scene to
investigate. You will likely be asked questions regarding what
occurred or asked to complete a written statement. The officer
may ask you if you were speeding. Talking on a cell phone?
Texting? How you answer these questions could aversely impact
your situation. You will have to make a decision on the spot
whether you choose to answer these questions or complete a
written statement.
It is always good sound advice to seek out an experienced car
accident attorney. Regardless of the extent of your damages and
the value of your claim you can learn a wealth of information
about how to move forward and protect yourself from exposure in
a disputed case. Most firms will offer a FREE consultation to
individuals injured in a car accident regardless of situation.
Therefore, you should strongly consider seeking out an
experienced car accident attorney.
When you've been in a car accident, you suddenly have a lot to
deal with that you hadn't planned for. You are now injured,
your vehicle is damaged and you have to navigate a claims
process that is unfamiliar to you. Lawyers can reduce your
stress of going through this process. Hiring a auto accident
attorney to represent you means you will have a professional
working for you.Often after a car accident, an insurance
adjuster representing the other driver will contact you and
offer money to settle your claim. But are they offering you
fair value for your claim? Chances are they are not. You need
an attorney who understands how much your case is really worth.
An attorney who knows how and when to negotiate with the
insurance company in order to get the full value of your
claim.Many attorneys will give you a free consultation, so
contact an experienced one and see what they can do for you and
your case.
When you are involved in an automobile crash the first thing
that comes to mind is what do I do now?You must do the
following:
?1) If you are injured get treatment at the scene or go to the
hospital;
2) Obtain the other driver's personal and insurance
information;
3) Take pictures of the property damage and accident scene;
?5) Give a statement to the police;
?6) Do not talk to anyone other than the police.
Our firm believes the most important part of a personal injury
claim is your health. If you are injured you need to seek
medical attention immediately.
Hiring a personal injury attorney is important when you are
injured. I know most people believe the insurance companies
will take care of them in an automobile crash. However, most
insurance companies are more concerned about the bottom line
than the inured party. This is not in your best interest.Your
attorney will help you get a recovery that is equal to your
damages.
If you or your passengers have been injured in a car accident,
or if you have sustained significant property damage, it is
always a good idea to consider hiring a car accident lawyer. A
good car accident attorney can help make sure that you get the
medical care for your injuries, often without the co-payments
or deductibles you face when using your health insurance. Often
times, people don't realize they are injured until the day
after a car accident. By then, they may have spoken to an
insurance adjuster and already said something to jeopardize
their right to a full recovery. This is why we recommend anyone
who may have sustained an injury or major damage to their
vehicle consult a lawyer before calling the insurance company.
Even if you are unsure if you need representation, most
reputable car accident attorneys will offer a free, no
obligation consultation in order to help assess your rights.
Contacting a car accident lawyer before you make your initial
puts you in the best position possible. Auto accident claims
are like spider legs, lots of moving parts and without
coordination you can fall. Insurance coverage is hard to
understand and coordinating your coverages for uninsured
motorist, medical payments, liability and collision is
difficult enough before you add a third party being liable, or
health insurer wanting to get or your being told that your car
is worth less than what you owe. Obviously there's more to a
car accident claim than a personal injury settlement.Good
people think there is no harm in giving a statement to either
insurance company because once they tell the truth the
insurance company will do the right thing and pay what you are
asking for. However, insurance companies are motivated by (1)
taking in more money than they pay, and, (2) adhering to the
terms of your policy. Therefore, what you and the insurance
company see as the right thing may differ. Speaking with an
attorney before providing a statement follows the old saying
that "it's not what you say but how you say it". A responsible
attorney can educate you on what the insurer is trying to find
out and so you can give the adjuster the information in a way
that does not jeopardize your claim. It's not about lying -
it's about giving the correct information that allows maximum
coverage.
Here's a little known secret! Medical providers who have not
been fully paid can be forced by Missouri Law to settle for
pennies on the dollar if you are working with an attorney. If
you deal directly with the insurance company you lose this
privilege under Missouri Law. The best time to contact an
attorney is when you decide that you and your family want the
maximum coverage possible with the least amount of stress.
Statistically speaking victim net more with the help of an
attorney than going at it on their own.
Anytime you are injured in a car accident you should consult a
car accident attorney. Doing so will ensure you get the best
advice possible on how to proceed with your claim.Most of the
time an attorney will be needed in order to get you the
compensation you deserve. This is because insurance companies
will attempt to pressure you into settling for much less than
you deserve. They will use various tactics to convince you that
what they are offering is a fair settlement, but what you must
remember is they are looking out for their own best interests,
not yours. That is why hiring a personal injury lawyer is
imperative in these situations. Doing so will not only
alleviate the stress involved with trying to settle a claim on
your own, it will also ensure that you are adequately
compensated. Pursuing a claim for serious injuries requires
extensive resources that only an attorney will be able to
provide.
In some cases where the injuries are so minimal that hiring an
attorney would be against your best interest and an experience
personal injury attorney will recognize that right away and
instruct you to either settle with your insurance company on
your own or file suit in a small claims court. Most small
claims courts have specific instructions on how to handle your
own claim and a personal injury lawyer can point you in the
right direction.
Regardless, if you are involved in a car accident you should
reach out to a car accident lawyer, most if not all offer free
consultations and will steer you in the right direction.
When do you need to hire a car accident lawyer? Before you have
a wreck. Think backwards… think about those videos that move in
slow motion backwards, the car in the video goes from crinkled
to straight, the girls in the video go from scared to laughing,
the shattered glass goes from shattered to smooth. The wreck
happens, but backwards…In that backwards scenario, you need to
have a lawyer. Not one you've written a check to and said "hey,
if I'm ever in a wreck, here's your check, represent me."
That's not about what I am talking. What I am talking about is
hire a lawyer in your mind, way before you need him or her.
Read up on what you do if you are in an accident. Look at
lawyer's websites. Good lawyer, not the clowns. Look at the
good lawyer sites and know that you shouldn't talk to an
insurance adjuster, know ahead of time that you shouldn't take
blame for the accident, and know that you should go to the
hospital to get checked out for your injuries. Know that you
should have a maximum amount of UM coverage.
Know what to do. Hire a lawyer in your mind. Have knowledge
before the glass breaks. Learn about the best accident
attorneys in your state today. Be ready. Don't send in the
joker lawyers, send in the best to represent. Hire them today
in your mind, but hire them immediately after you have your
injuries checked out after an accident.
Contact:
(New Port Richey Office)
Dolman Law Group
5435 Main St
New Port Richey, FL 34652
Phone: 727-853-6275
Email: matt@dolmanlaw.com