Justin Ward

5 Unfortunate Events That Your Car Insurance Policy May Not Cover

In many states, it is imperative for owners to insure their vehicles right at the time of buying the same and all for the right reasons. Being insured is perhaps the best way to stay protected from uncertainties that surround just about anything on wheels. However, it is a must for all vehicle owners to know that insurance is seldom all inclusive and there is a list of exceptions that need to be taken into consideration before banking all faith of assistance with the chosen policies.

Here are 5 such unfortunate events that that insurance policies usually do not cover at any cost…

• Driving under influence - If you have bumped your vehicle and have tested positive for alcohol, drugs etc by the police, you will not only land in prison but will also disqualify for insurance.

• Allowing someone else to drive without license - As has been expressed by top auto repair service providers like providers of auto body repair in Forestville; this is a rather common situation that has landed infinite vehicles with ghastly damages. And sadly, this is one of those events of sheer irresponsibility that insurance companies are seldom willing to cover.

• Natural calamities and wars - Different policy providers have different clauses for vehicle damages through natural calamities or wars but in a nutshell, these events are rarely covered.

• Standard depreciation - If your vehicle has experienced damages because of the number of miles it has run in a certain location, the damages will be taken as depreciation and will not be covered by insurance.

• Self inflicted damages - Lastly, if you have deliberately inflicted damages in your vehicle by using it in ways that are not advised by the manufacturer, you may not be able to claim insurance for the wreckage caused as an outcome.

Author Resource:

Justin Ward is a certified car mechanic. He has a special interest in performance parts, automotive services, maintenance & major repairs. He shares his enthusiasm at cargo care guide blog. If you need to find a reputed autobody shop in Santa Rosa, visit this website.