Daniel Stewart

Best Budgeting Apps for 2021

Technology can make a lot of things much easier. By far one of the most useful things that technology can do is help you manage your money and budget. 2020 was a pretty miserable year for most people, in more than just financial matters. But that doesn't mean we have to start 2021 off on the wrong foot. Here are some awesome budgeting apps that can help you get your 2021 money management on track.

EveryDollar

Dave Ramsey is famous for his tight budgeting methods, and those who are fans of those methods would do well to try his EveryDollar app. The zero-based budgeting method makes up the foundation of this app, and it ensures that every dollar you put away has an allocated purpose. This app is great for helping you plan financially and figure out your debt situation. The app is free, but you'll have to upgrade to the premium version if you want to connect bank accounts.

Mint

Mint is one of the OGs when it comes to money management apps, and it is definitely one of the best budget apps for those who want a lot of features. Mint is highly customizable, with free credit score monitoring included as well. This is a great app for getting a top-down picture of your financial wellness. Keep in mind, though, that this app is sometimes a bit cluttered and advertisement heavy.

Qapital

Qapital is a great app for those who need some simple savings goals. With Qapital, you can set up savings goals for vacations or items you want to buy and then set rules that help you reach those goals. Rules can range from automatically putting away some money every week to putting away a few bucks every time you indulge in a guilty pleasure purchase (such as Starbucks). As far as the best budget app goes, Qapital doesn't offer a wide array of features, but it's good for those who just need to set up some goals to help them save for that next big purchase.

Goodbudget

If you're not single and you're a member of a household, a personal finance app might not be enough. You'll likely need an app that lets you combine the finances and budgets of the household into one easy-to-use dashboard. Goodbudget lets you share budgets and combine them, making it easier for couples to track everything.

Cleo

Sometimes you want your budget apps to have some personality. Cleo is one of the best budget apps for 2021 because it offers you tons of options, like savings goals, budgeting tools, and more. Plus the Cleo bot is programmed to offer quips and sassy remarks to make budgeting that much more interesting.

Author Resource:-

Daniel Stewart has been helping people with their money management and personal finance with over 15 years' experience in business finance. You can find his thoughts at the best budgeting blog. If you need the best money management app, visit this website.