Tired of stressing out every time you log onto the Progressive bill payment online platform? You're not alone. Car insurance can vary based on your age, coverage, and where you live. But it always comes with high costs, creating a substantial monthly bill you must pay to maintain coverage.
Don't worry: There are things you can do to lower your premiums and save hundreds on your car insurance every year. Check out the most effective tips below!
Take A Defensive Driving Course
Many insurance providers offer a generous discount to take a defensive driving or accident prevention course. Call up your provider and ask!
It's a great way to lower your premium a bit. Plus, you learn many valuable tips that could come in handy. Your insurance can increase if you're involved in an at-fault accident. Defensive driving courses will equip you with the knowledge to avoid them and keep your rates as low as possible.
Change Your Plan
Auto insurance is more complex than most realize. You have many options, and changing your plan could save you a good chunk of change every year.
Look over your policy and consider removing the perks you don't need. For example, you might not want to pay for roadside assistance or rental coverage.
You may even benefit from moving to a usage-based plan. Instead of paying a flat premium, you can take advantage of discounts based on your driving habits.
Cover Multiple Cars Under One Policy
Do you have more than one car in your household? It's pretty standard for families to have two or more vehicles. Instead of getting individual plans for each one, consider signing up for a multi-vehicle policy. They often come with great discounts, allowing you to maintain coverage without breaking the bank.
Speak with Your Insurance Agent
Every insurance provider is unique. Give your agent a call to see what discounts are available. You can also connect to representatives when you log into the Progressive bill payment online platform. Inquire about additional discounts through the live chat function, and you're on your way to some impressive savings.
Author Resource:-
Emily Clarke writes about cash advances, overdraft protection & finance apps. You can find her thoughts at financial app blog.