Emily Clarke

How to Get Your Paycheck Early

Did you know that more than 60 percent of Americans live paycheck to paycheck? If you're part of the majority, you understand how stressful things can be. Even if you make a decent wage, the paycheck-to-paycheck lifestyle doesn't leave much wiggle room for emergencies. Don't wait for payday! Get your pay early with our fast and easy service. Apply now!

Things happen, and sometimes you need extra money to hold you over. Fortunately, there are a couple of ways to get your pay early. These methods don't come with ridiculous fees and can help you get out of a financial pickle.

Early Direct Deposit

Direct deposit is nothing new; most companies use it to pay their employees on time during every pay cycle. It's a convenient way to get your paycheck, ditching old-school paper checks in favor of quick electronic transfers.

Many banks are starting to offer early direct deposits. It works similarly to the traditional processes you currently use. However, the bank doesn't wait for the funds to clear before making them available. Once the bank receives the money from your employer, it makes the amount available to access.

Early direct deposit can let you get your paycheck up to two days sooner! It might not seem like much, but those two days make a big difference when you're in a bind.

Cash Advances

Another option is to get a cash advance. These aren't the same as predatory payday loans with outrageous interest rates and fees. Advances let you request a specific amount of money to help you get your pay early.

With an advance, you usually can't request the entire amount of your paycheck. However, you can get money significantly sooner. Whether you're a few days away from your next check or over a week, advances bridge the gap.

Most advance providers do charge a modest fee. Luckily, the best advance apps are transparent about what getting that money will cost you. There are no hidden fees or crazy interest rates. Best of all, you pay the advance back on your next payday. It's usually automatic, making the process quick, easy and seamless.

Author Resource:-

Emily Clarke writes about cash advances, overdraft protection & finance apps. You can find her thoughts at instant pay advance blog.