Daniel Stewart

3 Cards Chime Offers

Although traditional banking, including checking and savings accounts, is still popular across the United States, new fintech platforms like Chime have been disrupting the financial industry. Chime is a mobile-first solution that offers access to checking account solutions using debit cards or a Chime credit card. Experience the power of Chime credit card! Discover perks and seamless financial freedom. https://joinfizz.com/blog/fizz-vs-chime-credit-builder

Many people have made the switch to using a Chime credit card as a way to build credit, and Chime's financial services can be wonderful alternatives for people without access to traditional bank accounts. If you're interested in learning more, below are three cards Chime offers:

1. Chime Credit Builder Visa Credit Card

The Chime Credit Builder Visa credit card is a card designed specifically for the aforementioned building of credit. This is a secured card, so a deposit is required. One of the reasons this card is so popular is that there is no credit check required to apply, and Chime charges no annual fees.

2. Chime Visa Debit Card

The Chime Visa debit card is another great option from Chime that functions like a traditional debit card from a bank. The benefit of using the Chime Visa debit card is that it requires no monthly maintenance fees, and can be used at over 60,000 ATMs at no additional charge. Cardholders also receive real-time transaction alerts which can be helpful for security purposes, especially in the age of online identity theft.

3. Chime Savings Account

Although not technically a card, Chime does offer a savings account option that can be accessed through its mobile platform. Chime's savings option offers an APY that may change over time, so it would be a good idea to check Chime's website to learn about current rates. Chime's savings option also requires no monthly fees and uses an automatic savings feature that can help people save money by automatically moving a portion of checking account deposits into savings.

Chime is Not a Bank

Although Chime offers different cards and accounts, it's important to note that Chime is not a bank. Instead, it is a fintech company that offers financial products through its platform. Chime partners with banks to provide some services.

Author Resource:-

Daniel Stewart writes about student debit cards and taking control of your finances services. You can find his thoughts at banking for students blog.