Emily Clarke

3 Emergencies You Should Always Be Prepared For

Emergencies can happen at any time. Unfortunately, current estimates show that more than half of Americans live paycheck to paycheck. It only takes one crisis to send millions into dire financial straits.

It's easy to get instant money for emergencies, but there are several things you can do to prepare for the unexpected. Here are several unplanned emergencies you can make less stressful with some preparation.

Medical Emergencies

From unexpected heart attacks to accidental falls and bone breaks, you never know when your health and well-being will be at risk. Having insurance is not enough. While that may help cover the financial aspects of these emergencies, you should also take care of other logistics.

Have a first-aid kit handy. Then, designate healthcare proxies who are comfortable making important decisions on your behalf if you ever become incapacitated.

Automobile Accidents

Did you know there are roughly 13 car accidents in the United States every minute? Accidents not only put your safety at risk but can also impact your financial health due to difficulties getting to work, added repair costs, etc.

To prepare, have some emergency savings. You can also explore ways to get instant money for emergencies. For in-the-moment action, have a roadside assistance kit in your car. It also pays to have the necessary documentation on you at all times.

Fires and Floods

Home disasters are difficult to navigate. Floods and fires can wreck your home and put you in danger.

The best thing you can do is invest in disaster prevention. Install smoke detectors and water sensors throughout your home to alert you to issues before they become dire. Purchase extinguishers to put out small fires and create disaster kits to improve your preparedness. You can also get safety boxes to keep your important documents in one place.

It's also important to keep an eye on local news and weather. Heed evacuation recommendations, have your insurance documents on hand and create a plan to keep your family safe.

Emergencies aren't always avoidable. However, preparation is key to minimizing damage to your finances, property and health.

Author Resource:-

Emily Clarke writes about cash advances, overdraft protection & finance apps. You can find her thoughts at money transfer app blog.